Three ways to borrow, one promise.
Title loans, signature loans, and auto equity loans. All at the lowest rates we can offer in Utah.
Car title loans & auto title loans
Use the title of your car, truck, boat, motorcycle, RV, or ATV as collateral. Up to 75% of book value. No credit check. Older cars OK. You keep driving the vehicle.
Borrow on your word.
No title required. Faster, simpler, smaller dollar amounts. Rates up to 75% less than check-loan companies.
Use the equity in your vehicle.
Still paying on a car? We can pay off your existing loan from your bank, credit union, or finance company and lend you the equity you have in the vehicle.
Caught in a higher-rate title loan?
Bring the existing loan paperwork. We’ll quote a lower rate in writing or tell you straight if we can’t do better.
How we publish numbers.
Title loan terms in Utah depend on the vehicle, the loan amount, and federal/state regulations. We follow Truth-in-Lending Act (Reg Z) disclosure rules and give you all rate, fee, APR, and total-cost figures in writing before you sign.
Our brand promise is straightforward: we charge less than what you’ll be quoted elsewhere. Bring a competitor’s quote — printed or on your phone — and we’ll show you the comparison.